Landmark to Offer Interest-Bearing Certificates

Patron Note

COTTAGE GROVE, WI, May 15, 2019 – Landmark Services Cooperative’s Board of Directors is pleased to announce a new interest-bearing certificate program available now that includes two options for Wisconsin residents:

  • Demand Certificate: Requires a minimum of $2,500 and bears interest at 2% per annum. The interest rate will be reviewed periodically and adjusted to market rates at Landmark’s discretion. Funds are available for withdrawal within five business days of execution of the demand certificate.
  • Three-Year Certificate:  Requires a minimum deposit of $5,000 at 3.25% interest.  Interest is accrued as simple interest, and the interest rate is locked for the three-year term of the certificate. There is an early withdrawal penalty of six-months of interest on the principle.

Additional details about each interest-bearing certificate can be found online at

Landmark members, that were previously enrolled in our former programs, have been contacted and sent all the necessary information that’s needed to transition to the new programs.

“One of the advantages of being a member and supporting Landmark Services Cooperative is that we’re owned and controlled by our members. That means that our members are at the core of our purpose. By investing in the patron note program, members and customers have a means to invest in their cooperative and earn interest at a competitive rate. Meanwhile, a program like this helps Landmark reduce our overall borrowing costs compared to commercial borrowing rates. It’s a win-win situation for our members and the cooperative as a whole,” explains Keith Arnold, chief financial officer of Landmark.

If you’re a member that would like to open a new certificate or a current member that has questions about your transition to the new certificates please reach out to us at 608-819-4201, Monday through Friday, 8:00 a.m. to 4:30 p.m. or email us at